Terms and Conditions.

SACAMO Technologies, SAPI de CV and BTS Servicio Internacional, S.A. de C.V. as well as their subsidiaries and affiliates - hereinafter collectively referred to as "Expatshields.com" - require that all visitors hereinafter referred to as "User" adhere to the following rules and conditions, and to any other service contracts, as applicable, required by Expatshields.com for specific services or products hereinafter referred to as "Service or Insurance Contracts." By accessing the site, the User expresses their acceptance and agreement with these terms and conditions, as they may be modified, as well as with each modification made by Expatshields.com from time to time.

Due to the open nature of the Internet and the Site, it is necessary to constantly change and modify the content, structure, and services offered. By accessing the Site, the User understands and agrees that "Expatshields.com" has the right to make such modifications at any time without prior notice. Consequently, the User agrees that it is their obligation to periodically review this "Legal Notice," which can be accessed at the bottom of each page of the Site. "Expatshields.com" does not guarantee that the Products, Materials, or Services available through this Site are legal, appropriate, or available for use in locations outside of the United Mexican States, nor that access to them from territories where such products or their content is illegal or prohibited is allowed. Any User who chooses to access this Site from other locations does so voluntarily and is responsible for complying with local laws. This Legal Notice, along with its periodic modifications once incorporated into the site, together with the Service Contract signed by the User, constitute the general rules for using the site, hereinafter referred to as the "Site Rules."

"Expatshields.com" informs you that while it makes a good faith effort to ensure the quality and content provided through the site, the content accessible through the Internet, as well as that found in any link, webpage, etc., cannot be monitored, evaluated, or controlled by "Expatshields.com." This content and available addresses change constantly, so from this moment on, the User releases "Expatshields.com" from any liability, civil, criminal, administrative, as well as damages (patrimonial or moral), losses, or any others that may arise from the use of the Services and information available through it.

"Expatshields.com" may provide or make available to the User various financial, banking, insurance, and informational services, including an email account, hereinafter referred to as the "Services," and other Materials and Products and related information available through the site, or through links to other Internet sites, whether directly or indirectly by various providers not associated with "Expatshields.com," hereinafter referred to as "Third-Party Sites." However, "ExpatShields" cannot guarantee the service, Products, or Materials. The User understands and agrees that delays, omissions, or inaccuracies may occur in any Product, Material, or Service, which in no way can be considered the responsibility of "Expatshields.com."

"Expatshields.com," respectively, are not responsible and do not pre-screen, approve, or adopt the services, information, data, files, products, and any kind of material existing on the linked sites from the internet pages. The User, therefore, must exercise caution in evaluating and using the services, information, data, files, products, and any kind of material existing on the linked sites.

"Expatshields.com" does not guarantee or assume any responsibility for damages of any kind that may arise from
(i) the operation, availability, accessibility, or continuity of the linked sites;
(ii) the maintenance of services, information, data, files, products, and any kind of material existing on the linked sites;
(iii) the obligations and offers existing on the linked sites.

Additionally, the User recognizes and agrees that they use the Internet and electronic and teleinformatics communication media strictly at their own risk, so consequently, the User expressly releases "Expatshields.com," its officers and directors, from any civil or criminal liability arising from the use of such communication means.

"Expatshields.com" will not be liable to the User or third parties for any damages and/or losses related to the use or inability to use the services of Supernet or the site, whether or not these arise from failure to comply with the instructions received from the User, when the failure to comply is due to a fortuitous event or force majeure, failures in the operation of computer systems, interruptions in communication systems, or any similar event outside the control of "Expatshields.com."

The User agrees that "Expatshields.com" will not have any responsibility or contingency regarding the accuracy and timeliness of the services or products, or the forecasting, timeliness, content, or correct sequence of the materials, or any decision or action taken by the user relying on the products, materials, or service, due to interruptions or delays of any information, material, or any other aspect of the services. Services and all products and materials are provided "as is."

It is not guaranteed that any service, products, materials, and other content available on or through this site, or the computing system of "Expatshields.com," will meet the particular purposes or needs of the user. There are no implied warranties of merchantability or quality, conditions for particular use, or accuracy of the computer content, and no other warranty of any kind, express or implied, regarding the products, materials, or services, or any other aspect of the services (including, but not limited to, access to information and order execution) even if "Expatshields.com" has been informed or otherwise has knowledge of the possibility of such damages, including without limitation, liability associated with any computer code that could infect the user's computing equipment or related software.

"Expatshields.com" reserves the right to review the Legal Notice at any time, as well as to make modifications to this notice and adapt it to new legislative and jurisprudential developments, as well as to market practices. Likewise, the User will be considered informed and obligated by the changes to the Legal Notice at the moment the User accesses the site and uses any material, product, or service.

Such use or access to the site by the user will constitute acceptance and agreement to the changes to the Legal Notice, regardless of what is stated in the Service Contract.

The trademarks that appear on these pages are the property of "Expatshields.com." All those that do not belong to these entities are understood to be the property of third parties, as indicated. Copyright in the images, texts, screens, and websites that appear or relate to this site is owned by "Expatshields.com" as indicated. Information and materials from the sites may be copied for personal or educational use, provided that each copy includes a copyright notice, registered trademarks, or reserved rights when reproduction is made. However, the information and materials from the sites may not be copied, displayed, distributed, printed, licensed in any way, modified, published, reproduced, reused, sold, transmitted, used to create a derivative work, or used for public or commercial purposes, unless it complies with the terms and conditions displayed on the site and has the written consent of "Expatshields.com." Acts of reproduction, transmission, retransmission, broadcasting, sale, distribution, publication, or transmission of such content will not transfer to the User of the Supernet services any ownership of any software or material on this site.

"Expatshields.com" reserves the right to create a cookie file or another of equal purpose on the User's computer, which will store information related to the use of the site and facilitate the provision of services related to Supernet in a simpler manner for the User. In this regard, we suggest reviewing our Privacy Notice for this Site.

Through this site, the User may have links to other sites. "Expatshields.com" makes its best effort to ensure that the content of such sites meets the standards established for this page. Links, their addresses, and content may change constantly, and "Expatshields.com" will not be responsible for the availability or operation of the content of these sites.

It is expressly prohibited to use, publish, reproduce, or exploit any content, products, materials, and services related to "Expatshields.com" and its website without the express written permission of "Expatshields.com."

In the event that the User is obliged to provide, deliver, and make available information to "Expatshields.com," it must be ensured that said information is truthful, complete, and updated. In addition, the User must comply with the current laws of the United Mexican States regarding the use of electronic commerce, so in any circumstance, it must comply with said laws, as well as with the stipulations contained in the Legal Notice.

For the interpretation and fulfillment of the stipulations contained in this Legal Notice, as well as in the provisions of the Service Contracts, the User and "Expatshields.com" agree to submit to the jurisdiction of the competent courts in Mexico City, renouncing any other jurisdiction that may correspond to them due to their present or future domicile, and expressly accepts that this Legal Notice is governed by the laws of the United Mexican States.